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Access Lo Doc Line of Credit home loan

The Optima Lo Doc Line of Credit is a fully featured line of credit home loan best suited to borrowers who are self employed or full time investors and are unable to provide extensive financial statements or tax returns.

Borrower type
  • Individuals
  • Companies
  • Trusts
Loan purpose

Purchase of owner occupied and investment properties

Loan term 5 - 30 years
Deposit requirements Borrow up to 80% of the purchase price
Interest rate type

Variable

Repayment type

Interest only

Repayment options
  • Salary credit
  • BPAY®
  • Direct Debit
Repayment frequency
  • Weekly
  • Fortnightly
  • Monthly
Pro Pack option available

Yes. 0.10% rate discount available for an annual fee of $330

Ongoing fees

No. (Unless Pro Pack option is selected. Then an annual fee of $330 applies)

Features
  • Additional repayments
  • Loan portability
  • Internet and phone banking
  • Redraw

®BPAY is registered to BPAY Pty Ltd ABN 69 079 137 518. All applications are subject to normal lending criteria, fees and charges may apply

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